How to Navigate a Cash Flow Crunch

An Uplevel Dairy podcast

Peggy interviews Pauly Paul of Complete Management Consulting about dairy farms facing tight cash flow, growing accounts payable, and overwhelm. Pauly says recent pressure often comes from loan restructures leading to higher interest rates and larger payments, missed income opportunities such as capturing value from black calves, and the lack of a clear cash-flow plan. He describes farms that can make bank payments via milk-check autopay but fall behind with vendors, sometimes handing over the checkbook so he can prioritize payments and negotiate plans.